민생금융 캐시백 1인당 10만원, 우리 가족은 얼마 받을까?

I have gathered information about the “Minsaeng Finance Cashback” program.

Here’s a summary of the findings:
– The program is primarily for self-employed individuals and small business owners who have personal business loans.
– It is an interest cashback program, not a flat 100,000 KRW payment per person.
– The cashback is calculated based on the interest paid on loans. Specifically, it refunds 90% of the interest paid on loans up to 200 million KRW for the portion of the interest rate that exceeds 4%.
– The maximum refund per person is 3 million KRW.
– The program is for individual business owners, and there is no specific mention of “family applications” in the search results. The eligibility is tied to the business owner’s loans.
– For 1st-tier banks, the cashback was processed automatically without a separate application process.
– For 2nd-tier financial institutions, a separate application was required.
– The initial rounds of cashback distribution have already occurred. Some sources mention the program has ended.
– I found information about a different program called “Minsaeng (public welfare) Recovery Consumption Coupon” which provides a fixed amount per person, but this is a separate initiative from the “Minsaeng Finance Cashback” for business loan interest.

Based on this, the initial premise of the user’s request (“Minsaeng Finance Cashback 100,000 KRW per person”) appears to be a misunderstanding of the program’s details. The program is an interest refund for business owners, not a universal cash payment.

To fully address the user’s request and create the blog post, I will proceed with the following steps. I have sufficient information to explain the “Minsaeng Finance Cashback” program accurately and address the user’s underlying question about financial support, even if the “100,000 KRW per person” detail is incorrect. I will structure the blog post to first clarify this misunderstanding and then provide detailed information about the actual program.

Plan:
1. Introduction: Start by acknowledging the user’s question about receiving 100,000 KRW per person but immediately clarify that the “Minsaeng Finance Cashback” is an interest refund program for business owners, not a universal cash handout. This will address the user’s core question while correcting the misinformation.
2. Summary: Provide a 3-bullet point summary explaining what the program is, who is eligible, and how the refund is calculated.
3. Detailed Explanation:
Explain the purpose of the Minsaeng Finance Support program.
Detail the eligibility criteria (personal business owners with specific loans).
Explain the cashback calculation method (90% of interest paid on rates above 4% on a loan principal up to 200 million KRW, with a max refund of 3 million KRW).
Discuss the application process, highlighting the automatic nature for 1st-tier banks and the required application for 2nd-tier institutions.
Mention the past execution of the program and that some application periods may have closed.
Address the “family” aspect by explaining that the support is tied to the individual business owner and their loans, not per family member.
Include a section on precautions against phishing and smishing scams that misuse the program’s name.
4. Conclusion: Briefly summarize the key takeaways and encourage readers to check official sources for any future support programs.

This plan allows me to create a comprehensive and helpful blog post based on the gathered information, directly addressing the user’s query while correcting the initial false premise. I can now proceed to write the HTML content.